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Product Intro

VIMPAY is a global mobile paying tool. It is not an investment
or financial management tool. The core difference between
VIMPAY and internet financing tools (like P2P) is: Users need
not invest money. You only need to use VIMPAY to pay for your
consumption. When users make payment, they can choose to
pay by cash, card at the POS, Alipay, Wechat, and also VIMPAY.
The payment is the same but only VIMPAY can bring back the
money spent in the form of points!

Product Intro

VIMPAY is a global mobile paying tool. It is not an investment
or financial management tool. The core difference between
VIMPAY and internet financing tools (like P2P) is: Users need
not invest money. You only need to use VIMPAY to pay for your
consumption. When users make payment, they can choose to
pay by cash, card at the POS, Alipay, Wechat, and also VIMPAY.
The payment is the same but only VIMPAY can bring back the
money spent in the form of points!

VIMPAY

Core Technology

Blockchain


Artificial
Intelligence


The technology of VIMPAY’s global payment system is innovative. It is the thorough merge of finance and blockchain integrated with real economy. It drives the real economy growth, changes the actual way industries can be manipulated, lowers the cost of industries, elevates industry efficiency, and improves industry environment. This is how the value of innovation can fully be displayed. It covers the finance of supply chain, mutual aid, liquidation and settlement, asset transaction and other finance fields. The business model of physical industries will undergo an unprecedented profound revolution as well, greatly accelerating the progress and popularization of digitalization.

Internet

© 2019 VIMPAY TECHNOLOGY | All Rights Reserved

To all VIMPAY users:

 

The user feedback regarding VIMPAY app updating speed is slow, especially the users in China and resulting in a bad experience for new users. The OTA Server will be optimized on tomorrow (24/05/2019) at 15:00 (GMT +8). All the users kindly uninstall and re-download the VIMPAY APP, and the update details are as follows:

 

Updated version v2.7.0
1, Update OTA Server
2, System optimization
3, If the customer places an order at the shop and does not click “Parcel Received” after receiving the goods, the gold credit and point will automatically deposit to your account after 8 days from the expected arrival time.

 

If any enquiry or suggestion, welcome to VIMPAY online customer service or send an email to the official email for assistance.

 

VIMPAY Online customer service:www.vimpay.technology
VIMPAY Official email:[email protected]
VIMPAY Marketplace email:[email protected]

 

Thank you for your patience and support.

 

VIMPAY
23/05/2019

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VIMPAY Service Term
I. Service Terms
VIMPAY Service Term (hereinafter referred to as 'The service term') is a valid contract between VIMPAY and you on matters related to VIMPAY service. You can click to confirm through the web page or other methods to accept the service term, which means that you have reached an agreement with VIMPAY and agreed to accept all the agreement contents of the service term. Please read all the contents of service term carefully before accepting the service term. If you have any questions about the service term, you can contact us at [email protected] technology, and VIMPAY will explain the term to you. If you disagree any content in the service term or can not accurately understand VIMPAY's interpretation of the term, please do not make follow-up operations.
II. Definition and Interpretation
1. VIMPAY Service:
      It refers that VIMPAY provides you with relevant services from other alliance members that VIMPAY APP and/or VIMPAY provides technical support, and/or VIMPAY services displayed on the interface as well as related technical and network support service.
III. Your rights and obligations
1. You agree to comply with the service term as well as the relevant management specifications and procedures on the service display page. The contents of above-mentioned agreements and specifications may be updated from time to time. In the event of any change of the service term, VIMPAY shall inform you of any modifications through appropriate layout announcement in VIMPAY APP 3 days in advance. If you do not agree to the changes made in the VIMPAY Service Term, you have the right to stop using the VIMPAY service. Under this circumstance, VIMPAY should make service charge settlement with you(if any), and you need to back-up business data by yourself. If you continue to use the VIMPAY service, you are deemed to accept the changes made by VIMPAY to the service term.
2. You should follow the prompts of VIMPAY APP and the agreement of the service term.
3. You promise:
a. If you are required to obtain a license or approval from the relevant state departments for business activities using the VIMPAY services, you shall obtain the relevant license or approval. For example, you are engaged in journalism, publishing, education, health care, medicines, medical devices, etc. , in the meantime, you understand and accept that the above list is not exhaustive to list all the types of licenses or approvals required by the relevant state departments for your business activities. You should obtain the relevant license or approval, and should comply with the requirements issued by national and local laws and regulations from time to time;
b. If the service of VIMPAY involves the use of third-party software, you agree to comply with the relevant license agreement;
c. Do not use the resources and services provided by the VIMPAY service to upload, download, store, and publish the following information or content, and do not provide any convenience for others to release the information:
      ①Violate political propaganda and / or news information regulated by the state;
      ②Information concerning state secrets and / or security;
      ③Feudal superstition and / or obscene, pornographic, obscene or subornation information;
      ④ Lottery, gambling, 'private server', 'plug-in'and other illegal Internet publishing activities;
      ⑤ Information that violates ethnic and religious policies;
      ⑥ Information that interferes with the operation security of the Internet;
      ⑦Information that infringes the legitimate rights and interests of others and/or other information or contents that are detrimental to social order, public security, and public morality;
            ⑧ Other contents that violate laws and regulations, departmental rules or national policies.
d. Do not commit any act of undermining or attempting to undermine the network security(including but not limited to, phishing, hacker, cyber fraud, website or space that contains or is suspected of spreading: virus, Trojan horse, malicious code, as well as attach behaviors such as scanning, sniffing, ARP spoofing, DOS, etc. , on other websites and servers through virtual servers);
e. Do not engage in any act that breaks the law, breaks the rule or violates VIMPAY Service Term.
f. If VIMPAY finds that you are in violation of the provisions of the above terms, it has the right to take corresponding measures in accordance with the circumstances, including but not limited to, immediately terminating the service, stopping the service or deleting the corresponding information, etc. If a third party or individual brings doubts or complains against you, VIMPAY will inform you that you are responsible for making statements and issuing supporting documents within the required time. If you fail to provide the opposite evidence or if you fail to provide feedback within the time limit, VIMPAY will take processing measures including but not limited to, immediately terminating the service, stopping the service or deleting the corresponding information, etc. If we can not contact you because you do not update your contact details in a timely manner or your contact information is incorrect, it is also considered that you fail to provide feedback within the time limit.
4. All legal disputes arising from your use of the VIMPAY Service for business activities are independent of VIMPAY.
5. You are responsible for the data generated in the process of VIMPAY Service, as well as the integrity and confidentiality of accounts and passwords of various products and services on VIMPAY Service. All losses and consequences arising from the loss or disclosure of such data, commands, passwords, etc. , as a result of your improper maintenance or divulging secrets, shall be borne by you.
6. If you violate any term of this contract, VIMPAY has the right to refuse to provide you with VIMPAY services and terminate this contract. At the same time, VIMPAY has the right to further investigate the legal liability of customers.
IV. VIMPAY’s rights and obligations
1. VIMPAY shall provide the services in accordance with the contract and ensure to provide sustainable services.
2. VIMPAY has obtained the necessary license and authorization and has the right to provide 'VIMPAY Services' to the customer as agreed upon in this contract.
3. VIMPAY stores the customer's information on the server during the service period when the customer uses VIMPAY product and permanently deletes the information after the customer terminates the use of the service.
4. VIMPAY does not warrant and promise to any other third party that the web page and information submitted by the customer comply with the registration standard, and the customer shall assume full responsibility for the contents, products, services and so on provided by 'VIMPAY Services'
5. VIMPAY has the right to delete any content that endangers national security, involves in obscenity, falsehood, insult, defamation, intimidation or harassment, infringes the copyright of others or personal right or other legitimate interests, or violates public order and moral of society.
6. VIMPAY reserves the right to temporarily stop service due to maintain the system upgrading. Before temporarily stopping service, VIMPAY will make announcement through VIMPAY APP.
7. VIMPAY can adjust the VIMPAY Service's auditing standard according to the adjustment of national laws and regulations, the order of the administrative organization for law enforcement and the change of the social ethics and moral. Customers may not ask VIMPAY to continue to pass the VIMPAY auditing for such reason that they previously passed the VIMPAY auditing.
8. During the term of service, VIMPAY will provide you with the following customer services:
a. VIMPAY provides the user with after-sales service and effective contact information and ensures that the user can contact the after-sales contact person. The after-sales contact person shall provide feedback in time after understanding the problem;
b. The online service of VIMPAY has 5 working days to answer customer’s questions in use and is closed on weekend.
9. VIMPAY promises to strictly abide by customer's obligation of data security and make clear that the ownership of customer data belongs to customer.
V. Confidentiality
1. Confidential data refers all technical and non-technical information disclosed by one party to the other (including but not limited to, product information, product planning, price, financial and marketing planning, business strategy, customer information, customer data, R&D, software and hardware, API application data interface, technical description, design, special formula, special algorithm, etc. ).
2. Any party in the service term shall agree to keep confidentiality for the confidential data provided by the other party and strictly restrict the employee who has access to the above confidential information to comply with the confidentiality obligations of this article. Unless compulsively required by state organs according to law or the above-mentioned confidential information has entered the public domain, the party who accepts the confidential information shall not disclose it to the public.
3. Both parties of the service term expressly recognize that their user information and business data are their important assets and key confidential information. The parties of the service term agree to do their best effort to protect such confidential information from being disclosed. In the event of disclosure of such confidential information, both parties shall cooperate in taking all reasonable measures to avoid or mitigate the consequences of the damage.
4. This provision shall not lose efficacy as a result of the termination of the service term.
VI. Liability for breach of contract
1. Any party in breach of the service term shall take the liability for breach of contract according to law.
2. You understand that, in consideration of the particularity of the computer and the Internet, VIMPAY does not break the contract in the following circumstances:
a. VIMPAY requires to interrupt service within a short time when making configuration, maintenance and upgrading for VIMPAY service;
b. Services provided by VIMPAY involve services such as the Internet and related information, and may be affected by the unstable factor of the Internet. Therefore, the service may lead to low speed or access violation error when you visit VIMPAY Service due to above-mentioned force majeure, computer virus or hacker attack, system instability, user location, user shutdown, communication network, Internet and so on.
3. VIMPAY shall not be liable for any loss caused by your intention or negligence.
4. If you fail to use the service for 72 consecutive hours due to VIMPAY, you may terminate the service, except for reasons other than those under the control of VIMPAY.
VII. Term of service and termination
1. If you and VIMPAY have signed the VIMPAY Service Term, the term of service is agreed upon in this contract.
2. The contract is terminated in advance for the following circumstances:
a. Both parties agree to terminate the service in advance;
b. You seriously violate the service term (including but not limited to, a. You have not performed payment obligations in accordance with the agreement, and/ or b. You seriously break laws and regulations. ) and VIMPAY has the right to terminate the service in advance.
c. You understand and fully acknowledge that, although VIMPAY has established (and will continue to improve according to the development of technology) the necessary technical measures to defend against computer virus, network intrusion, network attack(including but not limited to DDOS) and other matters or acts that endanger the network security(hereinafter referred to as such acts), VIMPAY terminates the service due to the limitation and relativity of network security technology as well as the unpredictability of such acts, .
VIII. Special announcement
1. VIMPAY solemnly suggests that in order to enjoy efficient and high quality services, you must carefully read and ensure that you fully understand the VIMPAY Service Term under VIMPAY APP and agree to accept all agreed content of the service term. You fully understand, recognize and know the above VIMPAY Service Term. VIMPAY reserves the right to change and modify all or any part of the VIMPAY Service Term at any time.

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Prohibited and Restricted Articles Policy for VIMPAY MALL
The seller has the responsibility to ensure that its suggested project complies with all laws and allow to sell before listing the project on the sales platform according to VIMPAY terms and policies. In order to facilitate the seller, VIMPAY provides a non-exhaustive guide to the prohibited and restricted articles that are not allowed to sell as follows. VIMPAY will update this guide if necessary. Please visit this page regularly for obtaining update.
    1.The violation of our service term and the prohibited and restricted articles policy may cause the seller to suffer a series of adverse acts, including but not limited to any or all of the following acts:
  • Delete the list
  • Restrict the account privileges
  • Account suspension and termination
  • Legal action
    2.List of prohibited and restricted articles
 
Ⅰ. Animal and wild animal and plant products(including but not limited to wild animal)
 
Ⅱ. Cultural relic and antique
Ⅲ. Counterfeit money and stamp
Ⅳ. Credit card and debit card
Ⅴ. Currency including but not limited to, digital currency
Ⅵ. Drugs (prescription or non-prescription drugs), BZD and related side effects
 
Ⅶ. Telecommunication equipment that has not yet been registered in MCMC, as well as electronic surveillance equipment and other similar electronic equipment, such as cable TV descrambler, radar scanner, traffic signal control equipment, eavesdropping equipment and telephone tapping equipment
 
Ⅷ. Contraband goods
Ⅸ. Gun, pepper spray, replica, stun gun and other weapons
Ⅹ:Prohibited food: For the safety of users, sellers are not allowed to list the following food and food-related items on our website:
  • List that contains drug description-that is to say that the article is used for the diagnosis, cure, alleviation, treatment or prevention of diseases, contraception, induced anesthesia of human and/or animal, or other methods preventing or interfering with normal physiological functions, whether it is permanent or temporary, and whether by termination, to reduce or delay, or to increase or accelerate the operation of the function or in any other method(such as drugs, contact lenses, diet supplements with wrong label)
  • Poisonous food-Food containing any prohibited substance or substance in excess of the permitted proportion, and adulterated food without notifying the buyer in the transaction;
  • Unpasteurized dairy products;
  • Wild mushroom;
  • Any other food that is harmful to human health;
 
ⅩⅠ. Foods that do not belong to the above-mentioned prohibited food category shall abide by the following minimum standard and criterion:
 
  • Expiring date-All foods must be clearly and correctly marked as expiration date or "date of use". The expired food shall not be listed.
  • Sealed container-All foods and related products sold on this website shall be packaged or sealed to ensure that the buyer can identify falsified or defective evidence.
  • Perishable food-Sellers who list perishable food should clearly indicate the adopted actions they will take in the food description to ensure that the goods can be properly packaged.
 
ⅩⅡ. Government or police-related items, such as badge or uniform
 
ⅩⅢ. Body parts or remains
  
ⅩⅣ. Locking device
 
ⅩⅤ. Lottery
 
ⅩⅥ. Pesticide
 
ⅩⅦ. Items that may infringe the right: including but not limited to, replica, counterfeit goods, as well as unauthorized copy of product or item that may be in breach of certain copyright, trademark or other intellectual property rights of a third party.
 
ⅩⅧ. Service: Unless expressly permitted by VIMPAY, VIMPAY platform prohibits the provision of services, including but not limited to, sexual service, illegal service, or service that violates the service term. .
 
ⅩⅨ. Slot machine
 
ⅡⅩ. Avocatory articles
 
ⅡⅩⅠ. Stocks, other securities and stamps
 
ⅡⅩⅡ. Tobacco or tobacco-related products, including but not limited to, electric cigarettes
 
ⅡⅩⅢ. Obscene, inflammatory or treasonable material
 
ⅡⅩⅣ. Publications, books, movies, videos and / or video games that do not conform to sales and / or delivery of applicable national laws
 
ⅡⅩⅤ. Stolen goods
 
ⅡⅩⅥ. Goods with wrong label
 
as well as any other illegal or restricted goods within the jurisdiction of the buyer and / or seller, or otherwise encouraging illegal or restricted activities.
 
If you find store information in violation of our policy, we will send an email to the seller when the violation occurs. System messages and push notifications will inform them that the store information has been deleted from our website. We will also send a push notice to the buyer. It is your responsibility to ensure that your phone settings allow you to receive push notifications.
 
If you have more questions, you can contact us at [email protected] technology.
 

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Merchants Settled
VIMPAY Merchant Sales and Service Administrative Regulations
Chapter One Overview
Article One Merchant Sales and Service Administrative Regulations (hereinafter referred to as "The Regulations") are used to formulate services for merchants to use VIMPAY Mall and terms and obligations to open a store account.
 
Article Two The support from the merchant is an important part of the operation of the VIMPAY Mall, and we also focus on the interest of the merchant to set up the store on the platform. Therefore, the regulations will specify the rules used by all merchants to guarantee VIMPAY and your interests and create a reliable and complete business environment.
 
Article Three The regulations do not collide with other rules published on VIMPAY Mall(regulations, privacy regulations, refund and sales return rules, etc. ), and the use of the merchant account is subject to other rules and regulations.
 
Chapter Two Merchants Settled
Article Four All users who have successfully registered as VIMPAY users are eligible to apply for VIMPAY merchant. The merchant user will require to pass the settlement application. After the approval, the merchant management platform will be put into formal use and you are able to set up your store.
 
Article Five In order to prevent anyone who optionally registers a store and engages in illegal activities or any act that harms the interests of the majority of users, all merchants applying for settlement must pass the investigation of the VIMPAY Mall platform. At the same time they shall also pass and meet other conditions, so it will take 7 working days to deal with.
 
Article Six The classification of goods will be uploaded and set according to the classification criteria provided by VIMPAY. If we find an error in the merchandise category set by the merchant when we carry out examination, we have the right to determine the change of merchandise category and refuse to pass the examination.
 
Article Seven Process and application of merchants settled will be divided into four steps:
(Ⅰ) Settlement Notice
1.Click the agree button after you clearly understand and agree to the contents of the agreement. Click the [agree] button indicates that you have fully understood the contents of the agreement and will follow the relevant agreement to use our services. It is highly recommended that you read the contents of the agreement carefully.
      
    2.If you think that you need to consult us for any unclear part in the agreement, please suspend the settlement operation and contact us.
     
    (Ⅱ) Fill in information
    1.The merchants need to provide basic information of the store, such as store name, store introduction, distribution scope, and merchant contact number. All information must be accurate, otherwise it will affect our examination and may cause the rejection of application.
     
    (Ⅲ) Store information
    1.The merchant need to provide basic information of the store, such as product name, product details, product category, product price, SKU code, quantity, etc. All information must be accurate, otherwise it will affect our examination and may cause the rejection of application.
     
    (Ⅳ) Provide related documents
    1.The merchant need to upload detailed information about the company, such as business registration document. All information must be accurate, otherwise it will affect our examination and may cause the rejection of application.
     
    (Ⅴ) Wait for examination
    1.After the confirmation to provide complete information, the application will enter the final stage of examination. VIMPAY will review your application in detail based on your application. If we have any questions, we will contact you and ask you to provide more information to support your application.
     
    Article Eight After passing the examination, we will inform the applicant and you can use My Store for store and merchandise management and various settings. If the application is rejected, we will also contact you to explain and provide assistance.
     
     
    Article Nine VIMPAY will reserve the final decision-making power to determine and review all settlement applications and will reject all categories of merchants that are determined not to be in line with the VIMPAY Mall to open the store function.
     
     
     
     
    Chapter Three Merchandise
    The merchandise is the product item that the merchant publishes through the merchant platform.
     
    Article Ten The merchant guarantees full and absolute right of sales and publishing of all goods in the VIMPAY Mall and shall not infringe any rights and interests of the third party, including but not limited to the following rights:
     
         - Copyright
         - Trademark right
          - Patent right
     
    Article Eleven The merchant ensures that the published goods all conform to and comply with the standards under the applicable law, including but not limited to, trademark registration, food hygiene and safety, consumer rights and interests, commercial transactions and so on. In the event of any violation of the relevant national laws or bearing any legal liability, VIMPAY will fully cooperate with the investigation of relevant law enforcement unit.
     
     
    Article Twelve If the goods sold and published are regulated by the applicable national law, such as holding relevant license or inspection certification, the merchant shall obtain the relevant license or certification in advance for the inspection of the goods.
     
    Article Thirteen The merchant also has the responsibility to ensure that the goods comply with the Prohibited and Restricted Articles Policy for VIMPAY MALL. We have listed all prohibited and restricted product lists.
     
    Article Fourteen The goods displayed in the mall must comply with the following regulations:
    1.Specific product name(do not use vague or ambiguous name).
     
    2.Clear product picture(Recommended size: within 500x500 pixels). You shall upload at least one or at most 6 pictures of the product.
     
    3.Product picture must be in line with actual product specification, appearance, composition, type and so on. If the product is different from the picture, please make sure to describe and specify in detail in the commodity description column. For example: The color and style of the goods are for reference only.
     
    4.Detailed description of the goods.
     
    5.Conditions and commitments, such as freight charge, warranty period, quality and defect warranty, after-sale and follow-up service, invoice or other warranties.
     
    6.Input the express company and tracking number.
     
    Article Fifteen VIMPAY users or buyers and other third parties who claim to have legal rights to the goods report to us that the published goods are counterfeit or have no authorization to sell. We will contact the merchant to handle the impeach, and the merchant may provide supporting documents and materials to refute the impeach.
     
    Article Sixteen If the relevant information can not be provided within a specified time limit, VIMPAY will determine the legitimate rights and interests of the commodity on the basis of objective fact and impeach content analysis. In the process of event handling, We have the right to remove the relevant items from shelves, prohibit the same or similar product release, freeze the merchant's account privileges, and conduct return goods or refund handling.
     
    Chapter Four Payment Management
    Article Seventeen Merchants check and manage order status through Order Review in My Store.
     
    Article Eighteen The buying shall arrange the payment after confirmation of purchased product and price. The merchant shall make sure that the updated logistics details are correct after the delivery so that the buyer can track the goods. The buyer must also confirm the receipt after receiving the goods.
     
    Article Nineteen All sales records will be clearly displayed and stored in the system, and the examination of sales details will be in accordance with the system record. If any error or mistake is found in the system record, please report back to us immediately so that we can identify and correct it within the shortest time.
     
    Chapter Five Handling of Violating Regulations
    Article Twenty Any violation of these regulations or failure to fulfil their obligations and responsibilities in accordance with the regulations, VIMPAY will take appropriate measures, including but not limited to, freezing merchant accounts and any mall transactions, permanently deactivating merchant account, return goods or refund handling and so on. All losses and expenses incurred by VIMPAY, buyers and third parties as a result of any breach of regulations shall be borne by the merchant.
     
     
    Supplementary Articles
     
    When you complete the merchant settlement application process and begin to use our platform, it means that you have clearly understood and agreed to the instructions and contents of these regulations, and you will operate the store in accordance with the rules of the regulations. Any dispute will be dealt with in accordance with these regulations and other signed agreements.
     
    Based on the change of business expansion or development, VIMPAY reserves the final authority to amend these regulations. We will publish and notify you to check through all applicable channels, including account login messages, home page messages, e-mails, text messages, etc. The amendments will take effect as soon as they are published and, of course, significant amendments will be given an appropriate adjustment period.
     
    The continuous use of our services after the release of the revised edition will be deemed to agree and accept the modifications and comply with the relevant rules and regulations.

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